While ensuring you have all the property documents required for home loan, it is also necessary to understand the procedure for repayment of the home loan.
The creation of the disbursement cheque is the point of time when home loan EMI starts. You generally begin paying EMIs from the month after the month in which the funds are disbursed. As a rule of thumb, you must pay your EMIs on a fixed date, every month. So, if you choose to pay your home loan EMI on the 5th of every month, and the disbursement cheque was delivered on 25th of the month, your first EMI will be for the period spanning the 25th to the 5th.
You can use an EMI calculator to know the EMI as per the loan amount, tenor and home loan interest rate offered. You begin repaying the loan in EMIs comprising both, principal, and interest.