Why NRI Homebuyers Prefer Rustomjee for Investment?

Mumbai’s identity is not limited to being a metropolis for Non-Resident Indians. It is homeland, opportunity, and a long-term hedge rolled into one.

For NRIs seeking to participate in India’s growth story, Mumbai real estate offers the emotional comfort of owning a piece of home and the financial strength of a high-performing, globally sought-after property market. Against this backdrop, Rustomjee has emerged as a preferred developer for NRI homebuyers with its deep Mumbai legacy, transparent practices, and consistent delivery record.

The Rustomjee Legacy: 29 Years of Building Trust and Delivering Excellence

With nearly three decades of shaping Mumbai’s skyline, Rustomjee stands as one of the city’s most trusted and future-ready real estate developers.

• 28+ years of existence, establishing Rustomjee as a time-tested and credible Mumbai developer

• 300+ completed buildings, contributing significantly to Mumbai’s evolving skyline
• 17,000+ homes delivered, reflecting customer trust and repeat buyer confidence
• 42+ million sq. ft. in the pipeline, demonstrating strong future growth and expansion
• 2 integrated mega townships, offering self-contained, lifestyle-rich environments

RERA and MahaRERA Protection: Safeguarding NRI Investments with Transparency

For NRI homebuyers investing from abroad, choosing a developer who not only follows regulations but actively prioritises transparency is essential.

• Every R ustomjee project is registered on MahaRERA well before launch.
• Regular construction progress updates are uploaded on the MahaRERA portal.
• Strict adherence to the 70% escrow norm so that customer funds are used exclusively for the project’s construction and land costs.
• Transparent documentation practices, including clear carpet-area calculations, stage-wise payment schedules, and digitally accessible agreements.
• Defined delivery timelines backed by regulatory accountability, assuring NRIs of predictable possession dates.

Strategic Location Portfolio: Prime Mumbai Addresses Offering High Appreciation

It’s no surprise, then, that NRI home buyers today account for an estimated 20-25% of luxury housing purchases in Mumbai. Their investments significantly influence demand, pricing, and development patterns across the city’s prime micro-markets.

Emotional Connection: Maintaining Roots Through Tangible Assets in Homeland

For most NRIs, investing in Mumbai real estate is an emotional decision rooted in memory, identity, and belonging. Unlike stocks or offshore investments, real estate offers something deeply personal: a tangible piece of home.

• Staying connected to cultural heritage: A home in Mumbai becomes a space where families can reconnect with Indian culture during visits or longer stays.
• Retirement planning: 60% NRIs plan to return to India post-retirement. For many, Mumbai is the natural choice, a place with top-tier healthcare, strong social networks, and emotional comfort.
• Psychological comfort of owning something tangible: Property ownership reassures NRIs of “something real” back home.

Superior Rental Yields and Long-Term Appreciation: Building Wealth Through Real Estate

Unlike equities or offshore instruments that fluctuate with global economic cycles, real estate in Mumbai behaves as a stable, inflation-hedged, steadily appreciating asset, which is perfect for long-term wealth creation for NRIs.

• Strong Rental Yields in Mumbai’s Premium Micro-Markets

Mumbai remains one of India’s highest rental-yielding cities, supported by corporate mobility, expat communities, and business hubs like BKC, Lower Parel, Powai, and Andheri.

• Mumbai residential properties give 2-4% rental yields.
• For NRIs, this rental income can either offset EMI costs or serve as annual passive income.

• Long-Term Capital Appreciation: A Historic Wealth Builder

Premium micro-markets in Mumbai have consistently delivered 12-21% annual appreciation YoY in capital values. This growth is powered by new metro lines, better highways, and rail links, making these suburbs more accessible.

World-Class Amenities and Resort-Style Living: Elevating Lifestyle Standards

Across its premium and luxury projects, Rustomjee designs spaces that blend resort-style indulgence with thoughtfully curated community zones, a lifestyle NRIs instantly relate to.

Signature Lifestyle Amenities

• Rooftop infinity pools with panoramic sea views
• Designer landscape zones like Forest, Grove, Garden, Meadow & Park curated with COEN Design International, Singapore
• Open-to-sky lounges, sky decks, and stargazing terraces
• Beautifully sculpted central greens and themed courtyard gardens

Leisure, Entertainment & Wellness Zones

• Mini theatres and AV rooms for private screenings
• State-of-the-art gymnasiums and fully equipped fitness studios
• Spa, sauna, steam, and massage rooms
• Indoor games, lounges, and multi-purpose activity rooms
• Children’s play zones, creativity studios, and hobby rooms

Sports & Recreational Facilities

• Temperature-controlled swimming pools
• Jogging tracks and yoga lawns
• Cycling pathways (in township developments)

Simplified NRI Home Loan and Financial Solutions: Hassle-Free Funding Options

For NRIs investing from abroad, the process includes documentation and eligibility checks, to coordination with Indian banks. Rustomjee solves these challenges through an NRI-friendly financial support system.

• Bank Partnerships: Rustomjee works closely with HDFC, ICICI, Kotak, SBI, and other leading lenders offering NRI-specific home loans with 15-20 year tenures and competitive 8.5-9.5% interest rates.
• Easy Funding Channels: Loans can be availed through NRE, NRO, or FCNR accounts, with digital verification and seamless remote processing.
• End-to-End Documentation Help: Rustomjee assists with KYC, income proofs, FEMA compliance, Power of Attorney, and complete bank paperwork required for NRI loan approvals.
• Tax Benefits Guidance: Assistance in availing deductions under Section 24(b) (interest), 80C (principal), and capital gains exemptions under Sections 54/54F, along with repatriation guidance.

Iconic Projects Across Mumbai: Portfolio Catering to Every NRI Preference

Rustomjee’s Mumbai portfolio spans some of the city’s most coveted micro-markets, each offering a distinct blend of luxury, connectivity, and long-term value. Check out the top Rustomjee projects:

Read Also: NRI Investments in Versova: Why Sea-Facing Properties Offer High ROI

Conclusion

In a market where credibility and timely delivery matter most, Rustomjee’s proven track record, premium locations, and thoughtful design philosophy give NRIs unmatched confidence. Whether the goal is wealth creation, rental yields, a future retirement home, or simply keeping roots alive in Mumbai, Rustomjee offers the ideal portfolio to make that vision real.

Explore Rustomjee’s iconic portfolio: Rustomjee Cliff Tower, Rustomjee Sewri, Rustomjee Belle Vue, Rustomjee Crown, Rustomjee Crescent, Rustomjee Balmoral Golf Links, Rustomjee Ocean Vista, Rustomjee Panorama, Rustomjee Parishram, Rustomjee Ashiana, and Rustomjee Paramount, and find the perfect Mumbai home that matches your lifestyle and investment goals.

FAQs

• Can NRIs purchase multiple properties from Rustomjee across Mumbai?

Yes, NRIs are legally allowed to buy multiple residential and commercial properties in India under FEMA guidelines, with no upper limit. Many NRI investors diversify across Rustomjee locations such as Bandra, Prabhadevi, Chembur, and Sewri to balance rental yield, lifestyle use, and long-term appreciation.

• What is the process for NRIs to buy Rustomjee properties remotely from abroad?

Rustomjee supports fully remote transactions through virtual site tours, digital brochures, video calls, online booking forms, and secure payment via NRE/NRO accounts. Power of Attorney (POA) notarised in the resident country helps NRIs to complete registration, loan processing, and possession without visiting India.

• How does Rustomjee ensure timely project delivery and quality construction?

Rustomjee follows strict MahaRERA-mandated timelines, escrow usage norms, and milestone-based construction tracking to avoid delays. The developer’s 29-year record with 300+ completed buildings and 17,000+ delivered homes reflects consistent adherence to quality and safety standards.

• Which Rustomjee project offers the best investment returns for NRIs planning retirement in India?

Projects like Rustomjee Crown (Prabhadevi) and Rustomjee Sewri stand out due to infrastructure-led appreciation (MTHL, Coastal Road, SWEC) and premium lifestyle amenities. These micro-markets have historically shown 10–15% annual capital value growth in Mumbai’s premium category, along with strong rental potential.

• What are the tax implications for NRIs selling Rustomjee properties?

NRIs pay 20% long-term capital gains tax with indexation if the property is sold after 24 months of holding. Exemptions under Sections 54 and 54F allow tax savings when gains are reinvested in another residential property, and proceeds can be repatriated if the sale and purchase follow FEMA norms.