When a home buyer purchases a property, the first step in due diligence is to ensure the legitimacy of the property’s title. While brokers may attest that the property you are interested in has a clear title, it is never advisable to proceed with a property transaction unless the title is verified. This critical stage will ensure that you do not encounter any legal issues and that the property deal is worth the money and time.
Previously, obtaining these verifications entailed personally visiting the stamps and registration department office, providing paperwork, and making many rounds of the office. In today’s digital age, you may simply check your property title from the comfort of your own home using your laptop or smartphone. Remember that no knowledge is required, and a basic understanding of the following stages online will assist you with this task. Because this is such a simple procedure, one should never skip this critical step. In this post, we will show you how to verify the property title in Maharashtra.
Why is it necessary to check the property title?
Cities like Mumbai, Navi Mumbai, Pune, and Nagpur have thriving real estate markets. However, as the market grows, there are also fraudsters in the industry who may defraud you by convincing you to invest in a property that is under lawsuit. If caught in this circumstance, the home buyer may lose all of his money (for others, it represents their whole life savings). The key to avoiding these issues is to check the project title. Verifying the property title in Maharashtra assures that the property has a clear title, is free of encumbrances, and that your investment is protected.
Documents needed to prove property title in Maharashtra
Property deed
Proof of identity
Proof of address
Property tax receipt
NOC from the housing society
Home loan documents
How can I verify my property title in Maharashtra online?
To confirm the title of the property located in Maharashtra, visit the IGR Maharashtra website at https://igrmaharashtra.gov.in/Home
Under online services, click on e-Search.
You will reach https://freesearchigrservice.maharashtra.gov.in/
Select the year, district, and village from the selection boxes, then input the village name, property number, and captcha. Select yes if you want to do a name-based search.
Choose either ‘Notice of Intimation Result’ or ‘Registration Result,’ as appropriate. Enter the buyer’s or seller’s first and last names.
You may also look up these details in Marathi by clicking the link for Marathi typing.
What is CERSAI?
This is an online search conducted via the Central Registry of Securitization Asset Reconstruction and Security Interest of India (CERSAI) web. This helps to determine whether a property has been mortgaged or used as security for a home or personal loan.
Click on ‘CERSAI Search’ to see if the property has any financial obligations.
How can I obtain paid property verification in Maharashtra online?
Click on Paid Process in the e-Search menu.
Enter your user ID, password, and captcha, then click Login.
This requires a search cost and a document download fee.
According to the IGR Maharashtra website, the data obtained by the e-Search system is not certified. This material is provided solely for informational purposes and is not an ownership certificate.
How can I receive property verification offline?
Go to the sub-registrar’s office and perform your property search offline. It is important to note that the money paid online can also be utilized to do an offline property search.
Concluding
Buying a home is a significant expense. So, any amount of due diligence is beneficial. This is readily accomplished by going to the IGR Maharashtra online website and selecting the free or premium search option. Aaple Sarkar also checks land records and property details. This activity is critical since it will save a lot of difficulty in the event of a bad property investment.
